By accessing or using this Site in any way, including, without limitation, use of any of the Services, downloading of any Materials, or merely browsing the Site, you agree to and are bound by the Terms of Use.

Terms of Use

Privacy Policy and Cookies

Trademark Information

Intellectual Property

Use of Content

Hyperlink Disclaimer

Property Description Disclaimer

TERMS OF USE     < back to top >     

Please read these terms and conditions of use carefully before using this site. By using this site, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use the site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of RamLoans.com following the posting of changes to these terms will mean you accept those changes.  

The information presented here has been compiled by Ram Real Estate and Financial Services from internal and external sources. However, no representation is made or warranty given as to the completeness or accuracy of such information. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. You should therefore verify information obtained from this site before you act upon it by calling and speaking with a representative of Ram Real Estate and Financial Services. Ram Real Estate and Financial Services shall not be liable for any damages or injury resulting from your access to, or inability to access this Internet site, or from your reliance on any information provided in the site.  

Use of Content

This site is owned and operated by Ram Real Estate and Financial Services. All content included on this site, such as text, graphics, logos, button icons, images, audio/video clips, multi-media, and software, is the property of Ram Real Estate and Financial Services or its content suppliers and is protected by U.S. and international copyright laws. No material from RamLoans.com or any website owned, operated, licensed, or controlled by Ram Real Estate and Financial Services may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, noncommercial home use only, provided you keep intact all copyright and other proprietary notices. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose that is not expressly permitted by Ram Real Estate and Financial Services. This permission terminates automatically if you breach any of these terms or conditions. Upon termination, you must immediately destroy any downloaded and printed materials. You also may not, without Ram Real Estate and Financial Services permission, "mirror" any material contained on this site on any other server. For purposes of these terms, the use of any such material on any other Web site or networked computer environment is prohibited. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. All trademarks, service marks, and trade names are proprietary to Ram Real Estate and Financial Services.  

In the event you download software from the site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by Ram Real Estate and Financial Services. Ram Real Estate and Financial Services does not transfer title to the Software to you. You own the medium on which the Software is recorded, but Ram Real Estate and Financial Services retains full and complete title to the Software, and all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Software to a human-perceivable form.  

Any communications you send to this Internet site or otherwise to Ram Real Estate and Financial Services by electronic mail, with the exception of personally identifiable information, are on a non-confidential basis, and Ram Real Estate and Financial Services is under no obligation to refrain from reproducing, publishing or otherwise using them in any way for any purpose Ram Real Estate and Financial Services shall be free to use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed therein, for any purpose, including the developing, manufacturing and/or marketing of goods or services.  

Limitation of Liability

IN NO EVENT WILL RAM REAL ESTATE AND FINANCIAL SERVICES, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING RAMLOANS.COM OR THE RAMLOANS.COM SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE RAMLOANS.COM. SUBSCRIBER HEREBY ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON RAMLOANS.COM.  

IN ADDITION TO THE TERMS SET FORTH ABOVE, NEITHER RAM REAL ESTATE AND FINANCIAL SERVICES, ITS AFFILIATES, NOR CONTENT PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN RAM REAL ESTATE AND FINANCIAL SERVICES, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.  

Disclaimer of Warranty

RAMLOANS.COM IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

Privacy Policy - Personal Information and Cookies   < back to top >

Except as set forth in the Privacy Policy or in the Terms of Use, your personal information will be deemed to be confidential. Any non-personal information or material sent to RamLoans.com will generally be deemed to NOT be confidential. You understand and agree that we may disclose information about you if we have a good faith belief that we are required to do so by law or legal process, to respond to claims, or to protect the rights, property, or safety of RamLoans.com or others, or as stated in our Privacy Policy. This site does not use Cookies.

Trademark Information                                                   < back to top >
The trademarks, logos, and service marks ("Marks") displayed on this Site are the property of Ram Real Estate and Financial Services or other third parties. You are not permitted to use the Marks without the prior written consent of Ram Real Estate and Financial Services or such third party that may own the Marks. 

Intellectual Property; limited license to users                  < back to top >
The Materials and Services on this Site, as well as their selection and arrangement, are protected by copyright, trademark, patent, and/or other intellectual property laws, and any unauthorized use of the Materials or Services at this Site may violate such laws and the Terms of Use. Except as expressly provided herein, Ram Real Estate and Financial Services and its suppliers do not grant any express or implied rights to use the Materials and Services. You agree not to copy, republish, frame, download, transmit, modify, rent, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based on the Site, its Materials, or its Services or their selection and arrangement, except as expressly authorized herein. In addition, you agree not to use any data mining, robots, or similar data gathering and extraction methods in connection with the Site.